General Insurance

Marine Cargo Insurance

Cargo Insurance provides protection against all risks of physical loss or damage to freight from any external cause during shipping, whether by land, sea or air.

Hull & Machinery Insurance

Hull and Machinery Insurance is a type of ocean marine insurance, which protects the insured vessel or fleet against physical damage caused by a peril of the sea or other covered perils while the vessel is in transit over water.

Yacht Insurance

An insurance policy that provides liability coverage on pleasure boats. Yacht insurance includes liability for bodily injury or damage to the property of others and damage to personal property on the boat.

Haulier’s Liability Insurance

Cover damage to cargo caused by fire, explosion or accident to the carrying vehicle, arising out of negligence of the insured and/or his servants. The owner of the vehicle the insured is legally liable for such loss/damage and Haulier’s Liability Insurance protects such contingencies.

Freight forwarder’s Liability Insurance

Freight Forwarder’s/Legal Liability/Errors and Omissions Insurance provides coverage to a freight forwarder or load broker for their liability for physical loss of or damage to customer’s cargo and for their consequential loss resulting from such loss or damage.

Key-Man Insurance

A company purchases a life insurance policy on its key employee(s), pay the premiums and is the beneficiary of the policy. If the person unexpectedly dies, the company received the insurance payoff. The business is the beneficiary under the policy.

Professional Indemnity Insurance

Professional Indemnity Insurance, often referred to as professional liability insurance or PI Insurance, covers legal costs and expenses incurred in your defense, as well as any damages or costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs that cause your client to lose money i.e., compensation is payable to your client to rectify the mistake.

Business Interruption/ Consequential Loss Insurance

Business Interruption Insurance/ Consequential Loss or Loss of profits or Loss of Revenue is a type of insurance that covers the loss of income or revenue that a business suffers resulting from a disaster covered under a property damage or machinery breakdown insurance policy. The income loss covered may be due to disaster-related closing of the business facility or due to the time taken for the building process after a disaster.

Fidelity Guarantee Insurance

Fidelity Guarantee Insurance is an insurance policy designed to indemnify the insured (the employer) for the loss of money or property sustained as a direct result of acts of fraud, theft, or dishonesty by an employee in the course of employment.

Public Liability Insurance

Public Liability Insurance is designed for professionals who interact with customers or members of the public. It protects against claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your business activities.

Hotel Comprehensive policy

Designed specifically for hotel owners and covers the specific risks associated with hotel business buildings, contents, machinery breakdown, loss or damage to stock in refrigeration and cooling units at the premises by deterioration or putrefaction by accidental damage to the unit or change in temperature or failure of the units, loss of money, loss arising embezzlement or dishonesty by employees, goods in transit, workmen compensation/employers liability, guests effects, safe deposit box, business interruption, commercial general liability/public liability etc.

House Holders Comprehensive Insurance

Householder’s Comprehensive Insurance is a package policy designed to provide insurance protection under a single umbrella cover for private residences usually available as separate policies. Besides physical damage cover for the building and contents due to perils, such as fire, lightning, explosion, storms and such natural perils, personal accident, machinery breakdown for domestic appliances are additional covers to name a few which fall under its ambit.

Property All Risks Insurance (PAR)

PAR Insurance safeguards your property from fortuitous physical loss or damage subject to specific exclusions. This is in contrast to named perils coverage, which responds only to loss or damage arising out of perils that are listed as covered.

Product Liability

Product Liability insurance protects against claims of personal injury or property damage caused by products sold or supplied through your business. It is designed to help to protect your business by ensuring that if this happens, you are compensated as well as you don’t have to pay any legal or court costs.

Product Liability is a public policy issued for manufacturers, distributors, suppliers, retailers, and others who make products available to the public.

Machinery Breakdown Insurance

Machinery Breakdown Insurance, is designed to provide cover against unforeseen and sudden physical loss or damage to the machinery by any cause subject to excluded risks.